Perspectives

If you have a partner/spouse, child, or elderly parent dependent on your income, you have a need for life insurance.  The question: “Am I keeping up with the need?”  If you are not checking your need versus your coverage on a regular basis, you may be putting your loved ones in a precarious situation. ... Read More

forward to a new calendar year to strategically identify and recommend trends clients can use in New Year business initiatives. ... Read More

Drafting or reviewing employee handbooks often becomes a back-burner project. Even businesses that take the time to create a really good one often treat them as “out-of-sight, out-of-mind.” Copies (or links) may be handed out at orientation, but management typically doesn’t give much thought to handbook contents on a day-to-day basis. That is, until it gets implicated in a legal claim. ... Read More

We love to talk about our teams, and I’m not referencing the Colts and Pacers despite lessons to be learned from them.  I’m talking about our project teams, work teams, fundraising teams, sales teams, and special event teams.  Despite our packaging of the “teams” analogy, the irony is they are often not functioning as the name implies.  So how do we bridge that gap and bring the team together?... Read More

Every year, we honor the Rev. Dr. Martin Luther King Jr. He lived an inspired life. We should all strive to transform a nation for good as he did. In 2022, I reflect on a quote of Dr. King’s: “Our lives begin to end the day we become silent about the things that matter.” ... Read More

As many of us recover from an overload of Super Bowl excitement and unhealthy snacks, you may have noticed a rookie among the Super Bowl commercial lineup: Cryptocurrency. Interestingly, one of Super Bowl LVI's participants has also been in the news for his commitment to taking his entire season salary in crypto.  ... Read More

The franchise operator was frantic. When he opened the store this morning, the point-of-sale (POS) system was dead. He tried every trick he knew, but the technology wouldn’t cooperate. Customers who stopped by while rushing to work were anything but patient and more than a few snapped at him as he tried to serve their needs while calling the franchisor’s help desk.... Read More

Is there anything more romantic than talking about money with your partner? Well, yes. But making decisions about money is part of building a life together, and the best way to take control of your finances is as a team.... Read More

Many business owners and managers suffer from a common allergy. When they review copy for a website, blog post, or newsletter and seen something they perceive as negative, they break out in hives.... Read More

When we told our friends and family in New York that we were moving to Indiana, we turned a lot of heads and sparked a lot of questions. But with our daughters growing older, we started to think about how we wanted to raise our family; between top-ranked schools, cost of living and the city’s urban feel, we fell in love with Carmel and decided to move to this nationally ranked suburb in 2019.... Read More

If you retire early (before age 59 ½) and take funds from a retirement account, you could pay a 10% penalty!  However, there’s a way around that penalty using a Roth IRA. You just need to count to five.... Read More

Regardless of the global pandemic, mergers and acquisitions continue with robust activity. High levels of cash reserves reinforced by strong fund raising, low interest rates, and confidence in the economy’s emergence from COVID-19 all contributed to these acquisitions, which are expected to continue in the New Year. If you’re a business owner thinking about an acquisition, borrow from these best practices.... Read More

A comprehensive study of water demand and availability in Central Indiana has determined a need for ongoing planning among water utilities as well as investments to ensure continued water supply for population growth and economic development.... Read More

While you are waiting for COVID to retreat into history, take the time to step back, review your business and develop ways for gaining competitive advantage by taking your business to the next level.... Read More

Since the onset of the COVID-19 pandemic, we’ve all faced a lot of challenges. Many of us are emotionally spent, and it’s taking its toll on our physical health as well. Business leaders and employees are in need of resources to help them regain some stability.... Read More

We all know that seeing your doctor regularly helps identify potential health problems before they become serious. But have you considered an annual checkup for your investment portfolio? A healthy portfolio can help ensure a satisfying life.... Read More

For many of us, the start of a new year prompts us to try new things. For instance, this is why gym memberships surge in January and then drop off after people settle back into their old routines.... Read More

Thanks to an historic expansion of school choice passed last year, tens of thousands of Hoosier schoolchildren are newly eligible to select from among many high-quality educational options. And while its critics assert school choice harms public education, in fact, choosing a public school is also school choice.... Read More

Last week, the Indiana House of Representatives passed HB1002, a sweeping package of tax cuts ultimately worth over $1.3 billion annually. The plan faces an uncertain path in the Senate, where fiscal leaders are skeptical about making tax policy in a non-budget writing session.... Read More

Do you remember your first car? Was it a brand-new make and model that was the envy of everyone, or was it four wheels and a tiny engine that got you back and forth?... Read More