FAFSA season is here: Smart planning now can save thousands in debt

With just days left before the Indiana priority filing deadline for the Free Application for Federal Student Aid (FAFSA), many families still have pressing questions: Isn’t the FAFSA only for low-income families? Will we even qualify? We filled it out last year; do we really have to do it again? I changed jobs—does that matter? Will I have to wait on hold for hours to get my questions answered?... Read More

National Crime Victims’ Rights Week: Kinship, connection and healing

Every April National Crime Victims’ Rights Week reminds us of the resilience of victims and the community’s critical role in supporting them. This year, National Crime Victims’ Rights Week is held on April 6-12; the theme “Kinship, Connecting, and Healing” emphasizes the profound power of human connection in the aftermath of trauma. Kinship reminds us that recovery is fostered through community, compassion, unity, and understanding.... Read More

The role of immersive technology in revolutionizing career exploration

With the push to reimagine high school in Indiana, we must acknowledge the importance of helping students first understand a much broader range of career pathways before they choose the next step in their journey. The Swiss call this discovery process “job sniffing” (cue chuckle). But all kidding aside, having solutions that allow young people to discover careers before they make life-altering decisions is where we’re falling short in the vision. That’s where immersive technology like VR comes in.... Read More

Travel insurance – may be worth it!

As we are nearing the end of Spring Break travel, most of you probably noticed how expensive it was this year! According to Bloomberg, the average spring break trip now costs more than $8,000. This is about double what you would have paid in 2019.... Read More

Property taxes and the new ‘pop’ economics

Watching a clown make balloon animals at a birthday party is a surprisingly intuitive lesson on the principles of Boyle’s law, which says that the pressure and volume of a gas – like air in a ballon – are inversely proportional.... Read More

Managing business and personal debt

Debt management is a critical aspect of financial planning for business owners. Balancing business and personal debt can ensure financial stability, improve cash flow, and safeguard your long-term financial well-being. This article focuses on effective strategies for managing both business and personal debt, including debt assessment, prioritization, repayment strategies, and leveraging debt for growth.... Read More

Grow your business: Crisis management

“In the midst of every crisis, lies great opportunity,” said Albert Einstein—arguably one of, if not the, most famous scientists of all time. While the thought of an opportunity even existing is hard to imagine for someone who is in crisis mode, Einstein was someone who was always looking ahead and planning his next move. ... Read More

Building Indy’s future with homegrown talent

The Indy region is at a critical juncture in its growth and development, where businesses, civic leaders, and higher education institutions must unite to address a growing skilled workforce shortage. The region has seen impressive growth, but talent retention, especially among college graduates, remains a concern.... Read More

International stocks: Exploring global investments

While domestic stocks are often the preferred choice for many investors, international stocks provide a way to spread investments across different markets, countries, and sectors, all of which may not be directly correlated with US market performance. This diversification can potentially lead to higher returns while reducing overall risk.... Read More

Nonprofit boards should assess their work!

Nonprofit organizations have never been held to the level of accountability that they are today, and those expectations will likely increase in the coming years. That’s why now more than ever it is important for nonprofit boards to adopt a recurring means of self-assessment. ... Read More

New opportunities for progress in Indiana’s rural health care crisis

As I travel through Indiana's rural communities, I often hear stories that highlight the urgent need for improved health care access. One story that sticks with me is about a single mother from a small town who had to drive over an hour just to find a doctor who could prescribe her son's asthma medication.  This is not just an anecdote; it reflects a larger crisis affecting many Hoosiers. ... Read More

Outsourcing customer service can pay surprising benefits

Considering the importance customer satisfaction can have upon a company’s reputation and success, it may seem strange to outsource customer service operations to someone else. However, a specialized business process outsourcer (BPO) provider may be able to deliver a higher level of service than the company can achieve on its own.... Read More

The secret to elevating Indiana’s event industry? Small businesses

The energy in the room was electric. The keynote speaker had just delivered an inspiring address, and before attendees could even leave their seats, they received a high-quality, professional headshot taken just moments before. Meanwhile, social media buzzed with stunning images from the event—captured, edited, and shared in real-time.... Read More

Social Security Fairness Act

What do a schoolteacher from Texas, a firefighter from Indiana, and a city administrator from Massachusetts have in common? They could all be eligible for a one-time retroactive payment and a monthly Social Security retirement benefits increase.... Read More

Reform prior authorization – don’t eliminate it

If you or someone you know has ever experienced the frustration of a delayed medical procedure or a denied prescription due to prior authorization, you’re not alone. The struggle with paperwork, waiting for approval and resulting delays in care are all too familiar to many of us.... Read More

Don’t make it obvious you’re using AI to write

When ChatGPT and similar AI clients burst onto the scene, one of their capabilities that captured the public’s attention was the perceived ability to write. Ask ChatGPT to author an article for your company’s blog or a description of how jet engines work, and you’ll have several detailed paragraphs in a matter of seconds.... Read More

Commercial and industrial banking offers key solutions to fuel business success

In an era of rapid innovation, digital transformation, and shifting economic conditions, companies of all sizes need access to financing to stay competitive. Whether it's a startup looking to scale, a manufacturer investing in new equipment, or a retailer expanding into new markets, the right financial resources can be the difference between stagnation and success.... Read More

Embracing digital innovation: Understanding the new cryptocurrency reserve

On March 6th, the Trump administration announced the establishment of a cryptocurrency reserve. This reserve is purported to modernize the nation's financial strategy by holding digital assets—such as Bitcoin—as part of its national reserves. Since the reserve's establishment, the price of Bitcoin has experienced a sharp sell-off as investors reacted to the order's potential regulatory and market implications.... Read More