Abby Presley

Open enrollment excitement!

Making the optimal employee benefit elections can mean protecting your family in case something unexpected happens; improving your overall long-term financial security; and saving you money!... Read More

Family gifting strategies

Giving financial gifts during one’s life means benefiting family members sooner rather than later, along with the added enjoyment of witnessing the impact on others. Awareness of gift tax rules is imperative when structuring a strategy. Whether gifting to adult family members or children, there are many ways to find a balanced approach to transferring assets.... Read More

Medicare surcharge for high income earners

Medicare is the health insurance program offered by the U.S. government to citizens aged 65 and older who are eligible based on their Social Security earnings record or their spouse's eligible earnings record. Medicare Part A, referred to as hospital insurance, is typically free. Medicare Parts B and D, which cover medical services and prescription drugs, come at a cost. ... Read More

Pros & cons: Co-ownership of your home

A common question heard by advisors as clients age is, “Should I add my adult child’s name to the title of my home?” While adding someone to the title of a home is a strategy, there are several downsides to keep in mind and alternative methods to consider.... Read More

Energy efficiency incentives available

Did you know federal income tax credits and incentives are available for energy-efficient home improvements? The new program created within the Inflation Reduction Act, passed last summer, is (partially) live. Don’t pass up the thousands of dollars the program could save you!... Read More

Who are your beneficiaries?

When was the last time you updated, or even thought about, the beneficiary designations listed on your retirement accounts, life insurance, or annuity contracts? If you don’t remember, it’s time for a review!... Read More

Options for charitable giving

Philanthropic giving by Americans in 2021 totaled nearly $485 billion!  Of that amount, individuals like you gave 67% or $327 billion.  Question:  Are you using the best strategy and getting the most “bang for the buck” when donating to your favorite charity?... Read More

Rapidly approaching year-end tax deadlines

There are less than six weeks left in 2022. You have roughly 40 days to assemble a Thanksgiving feast, shop for gifts, prepare for holiday get-togethers, and complete year-end, tax-related actions. The clock is ticking!... Read More

FAFSA: The first step in college financial aid

It's that time of year! If you have a student entering or returning to college in the fall of 2023, the financial aid application process begins soon. An hour of your time could mean thousands of dollars for tuition and expenses. ... Read More

Indiana 529 plan: 5 common questions

Indiana’s CollegeChoice 529 plan is a fantastic way to save for college expenses due to its low cost and strong investment options as well as the income tax credit received by contributors. Read on to discover frequently asked questions and answers regarding 529 plans.... Read More